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Samwel Kamau
Samwel, a father of one and husband to one has lived in Viwandani, an informal settlement in Nairobi, Kenya since 1985. He currently runs a renowned butchery that serves the population near his residence and has also invested in rental houses that help him meet his needs.

The Fresh Life idea was introduced to him by a close friend who works at the Fresh Life Initiative Limited. Investing in two Fresh Life toilets will ensure that his neighbours, his family and himself have access to sanitation at a nearby location by reducing the distance currently covered to visit other toilets in the area. This will in turn make the environment cleaner. A Fresh Life toilet is a better choice for him because it does not use water while the rest of the sanitation facilities in his area use water which occasionally runs out.

Samwel hopes to add more toilets. His dream in life is to educate his child to the highest level and grow as a business person.

Additional Information

More information about this loan

Eight million people in Kenyan slums and 2.6 billion people worldwide lack access to hygienic sanitation. Sanergy aims to permanently reduce related disease in these areas by making sanitation accessible, affordable and sustainable. This social enterprise builds toilets under the “Fresh Life” brand, franchises them to local entrepreneurs, collects the waste and converts it into renewable energy and organic fertilizer.

Because Sanergy’s core business is not microfinance and its partnership with Kiva is unprecedented, these loans present some level of additional risk for lenders. Accordingly, we have not provided a risk rating for this partner.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Sanergy

Sanergy is a social enterprise that combines technology, entrepreneurialism and a unique business model to provide safe, accessible and affordable sanitation products and services to slum residents across Kenya. Sanergy uses the flexible, zero-interest capital provided by Kiva lenders to offer loans to its network of toilet operators. The funding covers the upfront costs of the toilet purchase, enabling operators to pay back the loan over time with the revenue generated by the toilet.

About Kenya

  • $1,800
    Average annual income
  • 679
    View loans »
    Kenya Loans Fundraising
  • $44,779,550
    Funds lent in using Kiva
  • 85.3
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Samwel Kamau to purchase and run two Fresh Life toilets.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Mar 15, 2013
Currency Exchange Loss:
Apr 16, 2014