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Update on Nataliya

Nataliya is a native of Vinogradovo, Western Ukraine. She sells sweets – cakes, pies, pastries – from her market stall.

Nataliya has been engaged in this business for 12 years. At the time, Nataliya decided to pursue this activity because she really needed a job. Nataliya decided to try her hand in this field, saw that it was good business, and continued to develop in this direction.

Nataliya needed a sum of 20,000 hryvnia in order to buy more new products, such as cookies, chocolate, pastries, candy, and wafers. Nataliya's business is well-supplied, stable, and has a steady income. She plans to develop further, gradually expanding her activities.
View original language description ↓
Наталия родом из Виноградово, Западная Украина. Она торгует кондитерскими изделиями – тортами, пирожками, пирожными – со своей торговой точки. Наталия занимается этим бизнесом уже 12 лет. В свое время Наталия решила заниматься этим делом, потому что ей очень нужна была работа. Наталия решила попробовать себя в этой сфере, увидела, что это выгодный бизнес и продолжила развиваться в этом направлении.
Сумма в 20 000 гривен понадобилась Наталии, чтобы закупить больше нового товара, а именно печенья, шоколада, пирожных, конфет и вафель. Бизнес Наталии хорошо поставленный, стабильный, доход постоянный. Она планирует развиваться и дальше, постепенно расширяя свое дело.

Previous Loan Details

Nataliya is married with two daughters. She is an entrepreneur from the small town of Korolyovo, Western Ukraine. Nataliya sells bakery goods, pastries and candy in the central marketplace of her home town. Her vending kiosk is located right in the center of the market that is always busy with sh... More from Nataliya's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,342,700
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,475 helped Nataliya to buy more new products, such as cookies, chocolate, pastries, candy, and wafers.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Mar 15, 2013
Currency Exchange Loss:
Jan 18, 2014