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Zaur is a 66 year old man from a small village in the Kobuleti District. He is married and lives with his wife, Dodo, 35 year old son, and 36 year old daughter.

Dodo works as a teacher at a local school and earns a monthly income. Zaur works at local auto school where he teaches driving. In addition to these jobs, the family is involved in an agricultural business. They have a plot of agricultural land, where they grow maize, a hundred nut trees, and different kinds of citrus. Each member of the family works hard to ensure a good harvest.

Zaur is requesting a loan that will allow him to cultivate the land and purchase fertilizers. After the land is cultivated and fertilized, the harvest will be more profitable. This will increase his family's income. With increased income, Zaur will be able to improve his family's living conditions. Zaur awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,091,775
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Zaur to cultivate the land and purchase fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 7, 2013
Mar 15, 2013
Currency Exchange Loss:
Apr 16, 2014