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Zarqalam is 37 years old with 3 children. She has been growing vegetables and fruits for more than 7 years now. She is very hardworking and passionate in her work. She considers it fun to grow potatoes, tomatoes, cucumbers, and fruit trees with her husband. She sells her crops in the central bazaar to earn profits in order to support her family.

Zarqalam’s income from her business is 350 AZN. In order to improve the living conditions of her family, she plans to expand her business. This requires a lot of dedication and effort. She believes in the near future her son will help her to grow the business bigger. Since her vegetable and fruit business is a profitable and fun business, she wants the business to continue and prosper.

She has already taken out 2 loans from Aqroinvest in the past. With a good loan history, she has applied for a third loan of 2,000 AZN. With this money, she wants to invest in the business and buy more fruit trees in order to generate more revenue.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 17
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Zarqalam to plant more fruit in order to increase her revenue.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 1, 2013
Mar 15, 2013
Currency Exchange Loss:
Oct 17, 2014