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Toilou Lom Group
In this Group: Tingbem, Tingjahat, Lhaivah , Hahat, Nemneilhing, Tingkhonei
“Life is a gift so one has to cherish it,” shares Tingjahat, who is a member of Toilou Lom and the featured profile member with the raised hand. She’s blessed with kids and grandkids. Her struggles to manage household expenses taught her to be prudent and practical. She grows vegetables in her paddy fields and sells them in the market place. Her produce includes yams, pumpkins, cucumbers, corn, beans, peas, etc. The bowl in the picture contains the seeds and small plants of vegetables which she will grow. She’s been in this business for the past 30 years, since she lacked education and capital to start a big business like running a variety store.

She looks forward to this Kiva loan to buy piglets to raise and sell to make good money. She will also continue her vegetable-selling business besides raising the piglets. Tingjahat’s only wish is to provide education for all her grandkids, which she failed to accomplish for her kids, due to poor financial conditions of the family. She hopes to get a profit by selling the fully grown pigs and send her grandkids to a good institute. She believes that a time will come when all her grandkids will stand on their own feet without having to follow in their grandparents’ footsteps of farming for their living. That is her wish and desire for her future but she also takes very keen interest in what she is doing at present to bring her wishes into reality.

“A home is where the heart is,” says Tingjahat and highlights the need for building a house which she can call a home. She is happy that WSDS will support and assist her in achieving her purpose and says she will always remain grateful for all the things WSDS has done for her.

Similarly, most of the members are engaged in piggery and some of them run 'paan dukan' stores.

Additional Information

More information about this loan


This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.


Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $2,900
    Average annual income
  • 19
    View loans »
    India Loans Fundraising
  • $4,286,275
    Funds lent in using Kiva
  • 54.2
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Toilou Lom Group's $1,125 loan helped a member to buy piglets to raise and eventually sell.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Disbursed:
Mar 20, 2013
Listed
Mar 15, 2013
Currency Exchange Loss:
Possible