Khanimnaz is a 48-year-old woman who has two sons. Her husband is a laborer and her elder son is the only one helping her to grow vegetables and fruits to sell. She is a very hardworking woman and is confident that by running her business successfully, she can support both her sons to get a good education.
Khanimnaz has been growing fruits and vegetables for nine years. She believes that the service she provides is very useful to her community. She even sends blessings to her competitors who grow such fruits. Azerbaijani people often use vegetables in dishes and eat fruit for dessert.
With her son's help, Khanimnaz strongly believes her business will become more successful in the coming years. She has applied for a loan of 1,500 AZN from Aqroinvest in order to invest more in her business. This is her second loan and she has a good loan history.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.