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Raina is 50 years old, married, and has two children. For the past five years, Raina has been engaged in raising livestock, starting with a sum of 15,000 som (KGS). Through hard work, Raina today has on her farm three dairy cows and two calves.

With income from the business activities, Raina can pay for her children's school education. In order to further develop her business, Raina turned to Bai-Tushum and Partners for a loan of 30,000 som (KGS) to buy a cow.

Raina plans to invest income from the loan in further increasing her domestic livestock. After all, she plans to send her children to university.
View original language description ↓
Райне 50 лет, замужем, имеет 2 детей. Райна на протяжении 5 лет занимается животноводством, начав этот бизнес с суммы 15,000 сом (KGS). Благодаря упорному труду Райны в ее хозяйстве на сегодняшний день имеется 3 дойные коровы и 2 теленка. Доходы от бизнес – деятельности Райны позволяют оплачивать обучение ее детей в школе. В целях дальнейшего развития своего бизнеса, Райна обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 30,000 сом (KGS) на покупку коровы. Доходы от кредита Райна планирует вложить в дальнейшее увеличение домашней скотины.Ведь ей предстоит обучить детей в университете.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Raina to purchase a cow.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 7, 2013
Mar 15, 2013
Currency Exchange Loss:
Jan 18, 2014