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Arzu is a 33-year-old married woman with two adorable daughters. She is an Internally Displaced Person (IDP). She is engaged in poultry breeding. She has 5 years in this field. She got married very young, and it was hard to cover the family's needs. Her husband is a laborer and he doesn’t have a permanent job. So Arzu decided to start her business. With the help of AqroInvest, Arzu bought chickens. Now her business brings her a stable income of about 130 AZN a month.

Poultry is very popular among Azerbaijani people, because it is considered very healthy and dietary. Every season each kind of poultry has its demand. For instance, goose is popular in autumn and winter, while turkey is in demand in autumn and spring. Chicken is popular at all times.

Arzu applied for 2000 AZN to purchase more chickens and increase her monthly turnover. She has a long history with AqroInvest and proved herself as a trusted client.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 19
    View loans »
    Azerbaijan Loans Fundraising
  • $13,949,600
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Arzu to buy more more chickens to cover her customers' demands.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 1, 2013
Mar 18, 2013
Currency Exchange Loss:
Oct 17, 2014