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Elguja is 40 years old. He is from the small village of Adigeni district. He is married and lives with his wife and three daughters (12,16, and 17 years old). The family is involved in agricultural activities. In particular, they have milk cows, whose milk is used in cheese production. Additionally, they have a plot of agricultural land, where haricot and potatoes are grown. They sell the harvested products and cheese at local markets at a good price. Elguja requested a loan for purchasing a milk cow. After purchasing an additional milk cow, he will be able to expand the cattle and produce more cheese products. This will increase the income of the family. With increased income they will be able to improve their living conditions. Elguja awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 38
    View loans »
    Georgia Loans Fundraising
  • $7,906,225
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Elguja to purchase a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 5, 2013
Mar 15, 2013
Currency Exchange Loss:
Feb 17, 2014