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Ozoda is 21 years old. She has not yet married and currently lives with her parents in the Sarband region of Tajikistan. She is an independent self-reliant woman. She has worked as a salesgirl for one year. Now, she wants to start her own business in the trade market. She's asking for a loan to find a space from which to sell her goods, and to buy sugar.
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Озоде 21 лет. Она незамужем и в данное время живет вместе с родителями в районе Сарбанд. Озода независимая и самостоятельная девушка. Уже год как она работает продавцом. Сейчас Озода хочет открыть свой бизнес в торговой сфере. Она просит кредит для приобретения торговой точки и закупа сахара.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 198
    View loans »
    Tajikistan Loans Fundraising
  • $29,678,750
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Ozoda to rent a place to sell goods from and to buy sugar.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 27, 2013
Mar 14, 2013
Currency Exchange Loss:
Mar 17, 2014