Baby is a 21 year old single woman with no children. She has a small plantation and grows taro and bananas to earn a living. She has been doing this for many years. Baby has requested a loan to buy materials and equipment needed for making her plantation business successful. She has been a member of SPBD since 2013. With her profits, Baby hopes to expand her business to earn a good income.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.