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Rafiqa is a 52-year-old woman. She is a market vendor and sells different kinds of products, such as office supplies, some candies, toys, and candles. She has eight years of experience and has deep knowledge of the market and the demand of clients.

The products she sells are very popular among people and in high demand. Her monthly profit from selling foods is AZN 150.

Her husband is sick and can need care, that’s why her brother helps to purchase products and bring them to the shop. This is the sole income in her family. She is a very successful entrepreneur because of a good location, in the central bazaar of her home city.

Rafiqa applied for an AZN 2,000 loan to purchase more merchandise and to diversify the range of goods to cover her customers' demands. She has a long loan history with Aqroinvest Credit Union and has proven herself to be a trusted and good client.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 27
    View loans »
    Azerbaijan Loans Fundraising
  • $13,991,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Rafiqa to buy more products and diversify her merchandise.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 14, 2013
Currency Exchange Loss:
Jul 17, 2014