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Nika is a 42-year-old married woman with five children. She would like to start growing bananas and taro to earn a living. Nika has requested a loan to buy tools to expand her plantation. She has been a member of SPBD for 2 years.

Nika will spend her profits to pay her children's school fees and extend her business in the future.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 13
    View loans »
    Samoa Loans Fundraising
  • $7,960,550
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Nika to buy a wheelbarrow, fertilizers, gloves, and shovels.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Mar 14, 2013
Currency Exchange Loss:
Mar 18, 2014