Nika is a 42-year-old married woman with five children. She would like to start growing bananas and taro to earn a living. Nika has requested a loan to buy tools to expand her plantation. She has been a member of SPBD for 2 years.
Nika will spend her profits to pay her children's school fees and extend her business in the future.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.