Ngoc is 56 years old and is married. She has five children and lives with them, and her husband, in Ho Chi Minh City.
She has been running a general store at her house for 16 years. She sells milk, beverages, stationery and confectionery among other items and she intends to use her loan to buy many kinds of products to sell such as eggs, sugar and sanitation items.
She hopes her business runs smoothly and that it will help her to improve her family's living conditions and save money for her children's education.
About Capital Aid Fund for Employment of the Poor
Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.