Foloi is a 50-year-old married woman with two children.She has a small plantation where she grows taro and bananas to earn a living. She has been doing this for three years. Foloi has requested a loan to buy equipment and taro plants to extend her business .She has been a member of SPBD since 2010. With her profits, Foloi hopes to expand her business and to save some money for her children's education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.