Malaetia is a 36-year-old married woman with six children. She has a vegetable garden and grows different vegetables to earn a living. She has been doing this for many years. Malaetia has requested a loan to buy equipment needed for her current business. She has been a member of SPBD since 1998. With her profits, Malaetia hopes to expand her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.