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Erma
Erma is married. She is 34 years old and has four children, three of whom are in school.

Erma is in the agricultural business, raising livestock in the Philippines. Erma requested a PHP 18,000 loan through Negros Women for Tomorrow Foundation, Inc. (NWTF) to purchase additional livestock to raise.

Erma has been raising livestock for three years now and has borrowed five times in the past from NWTF to sustain her business. In the future, Erma would like to save money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 978
    View loans »
    Philippines Loans Fundraising
  • $53,539,675
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Erma to purchase additional livestock to raise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 22, 2013
Listed
Mar 14, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013