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Gulnara is 51 years old, married and has 4 children. Since 1990 she has farmed and worked with livestock. She started her business with only 15,000 KGS. Thanks to her hard work, today in her care she has 2 cows with offspring, 10 sheep, and 2 horses. Her monthly income from the resale of crops and livestock is around 5,000 KGS. With the goal of further developing her business, Gulnara has turned to Bai Tushum and Partners for a loan of 20,000 KGS to buy sheep. She plans on using the income from the loan to continue adding animals to her business which will allow her the opportunity to better provide for her children.
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Гулнаре 51 год, замужем, имеет 4 детей. Гулнара с 1990 года занимается животноводством и полеводством, начав этот бизнес со стартовой суммы в 15,000 сом. Благодаря упорному труду Гулнары, в ее хозяйстве на сегодняшний день имеется 2 коровы с приплодом, 10 овец, 2 лошади, ежемесячная прибыль от перепродажи скота и полеводства составляет около 5,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Гулнара обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 20,000 сом (KGS) на покупку овец. Доходы от кредита Гулнара планирует вложить в дальнейшее увеличение количества домашней скотины, чтобы иметь возможность обустроить детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 87
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,751,450
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Gulnara to purchase 3 sheep and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 27, 2013
Mar 14, 2013
Currency Exchange Loss:
Dec 17, 2013