Dung was born in 1981. She has three daughters. Her oldest daughter is a secondary school pupil. Her two younger children are learning in kindergarten. Dung's husband is a building worker. His income is about 4,000,000 VND per month.
Dung has a grocery store to earn a living. She has done this job for 10 years. Her income is about 6,000,000 VND. Her family’s total earnings are about 10,000,000 VND per month.
Dung has participated in SEDA's credit program since 2003. In the last loan cycle she borrowed 8,502,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 9,810,000 VND to buy noodles, snacks, and soft drinks to sell in her grocery store. She always wants to save more money to enlarge her business.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.