Heng C., age 20, works collecting rubber for resale to the factory. Normally she makes $5 each day. Her husband works as a blacksmith and earns $2.70 a day. They have two young children and an older mother and father live with them.
Mrs. Heng would like to apply for a loan from Kiva to purchase more rubber for resale and any remaining money will be used to complete the construction of their home. (Heng's husband is pictured behind the incomplete construction)
KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.
For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.