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Tony is 39 years old. She is married and resides with four children in Kampong Speu Province, Cambodia. She has been working in a garment factory for more than two years, earning approximately $4 daily. Her husband is a construction worker who makes an income of $4 per day. One of her children is also employed in a garment factory and earns about $3 each day. To expand her family’s living space, Tony is requesting a loan of $800 to purchase a plot of land next to her house. In the future, she would like to build a new house and help her children go to college.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 295
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Tony to purchase a plot of land next to her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Apr 1, 2013
Currency Exchange Loss:
May 17, 2014