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Mercedes Jakeline
The Calle América communal bank meets every two weeks in the Montecristi canton, known for its rich pre-colonial culture and its artisanal crafts that are known nationally and internationally. It is the home of the famous paja toquilla hats.

Here lives Mercedes. She is 43, married and has four children, aged 23, 21, 17 and 15. The youngest goes to high school. Her husband is a bricklayer.

Mercedes is a housewife who in order to have her own resources and help her husband, who doesn't earn very much, decided to sell clothes and Avon products (beauty products, cosmetics, perfume and women's accessories). She works three days a week, especially in the morning, because it's the easiest time to get around. She sells on credit and collects every two weeks. She started this business with the first loan she got from the institution.

This loan is to buy clothes, perfume, creams and cosmetics. She has been in the communal bank for more than 13 years and she likes it because the loans are easy to take out.

Her dream is to have a locale and a car to make her sales.
View original language description ↓
EL Banco Comunal Calle América se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Mercedes tiene 43 años de edad, está casada y de esta relación tienen cuatro hijos de 23, 21, 17 y 15 años, el menor estudia en colegio. Su esposo es albañil.

Doña Mercedes es un ama de casa que para obtener sus propios recursos y con esto ayudar a su marido que no gana mucho se dedica a la venta de ropa y productos de Avon (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días a la semana sobre todo en las mañanas ya que a estas horas se le hace más fácil realizar sus recorridos, deja sus productos a crédito y cobra cada quince días. Empezó este negocio con el primer crédito que recibió de la institución.

Este crédito es para comprar ropa, perfumes, cremas y cosméticos. Lleva más de 13 años en el Banco Comunal y le gusta porque los créditos son fáciles de hacer.

Sus sueños son tener un local y un carro para realizar sus ventas.

About Ecuador

  • $10,600
    Average annual income
  • 102
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $950 helped Mercedes Jakeline to buy clothes, perfume, creams and cosmetics.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 6, 2013
Listed
Apr 1, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2013