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Alexandra Margarita
The "Calle América" communal bank meets every fortnight in Montecristi, a region famous for its rich, pre-colonial culture and for its artisan products that are known both nationally and internationally. This is where Panama hats come from.

Alexandra lives here. She is 36 years old, married and has four children (aged ten, eight, six and three years). The three oldest are in school and her husband is a labourer.

Alexandra is a housewife who, in order to earn her own income, also has a business. She sells all types of clothes and Avon and Esika products (beauty products, make-up, perfumes and women's accessories). Alexandra works four days a week, selling door to door. She shows the catalogue to customers who can choose what they need. They pay on credit and Alexandra collects the payments in either three or four installments, depending on each customer's preference. Her highest selling products are perfumes and creams and, after seven years with the business, it is going well for her.

Alexandra will use this loan to buy perfumes, creams, make-up and clothes. She has been through four loan cycles with the communal bank and she likes it because of the help that she and her colleagues receive.

Alexandra's dream is to have a shop or a bigger business.
View original language description ↓
EL Banco Comunal Calle América se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Alexandra, ella tiene 36 años de edad, está casada y de esta relación tiene cuatro hijos de 10, 8, 6 y 3 años, los tres mayores estudian en escuela. Su esposo es obrero.

Doña Alexandra es un ama de casa que para obtener sus propios ingresos se dedica al comercio, vende ropa de todo tipo y productos de la marca Avon y Esika (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja cuatro días a la semana y su forma de venta es puerta a puerta, ella enseña su revista para que sus clientes escojan lo que necesitan, deja a crédito y cobra en dos o tres partes de acuerdo a como lo prefieran sus clientes. Entre lo que más vende están los perfumes y cremas, lleva en este negocio ya 7 años y le va muy bien.

Este crédito es para comprar perfumes, cremas, cosméticos y ropa. Lleva cuatro ciclos en el Banco Comunal y le gusta por la ayuda que reciben tanto ella como sus compañeras.

Su sueño es tener una boutique o un negocio más grande.


About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,098,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Alexandra Margarita to buy perfumes, creams, make-up and clothes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 6, 2013
Listed
Apr 1, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2013