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Lurbin Bernarda
Lurbin, who is 35 years old, is hard-working and enterprising. She is married, and with her husband has two dependent daughters who live under her roof. Her older daughter is in her second year of secondary school, and her younger daughter is in primary school. Lurbin, herself, completed secondary school and graduated as a qualified accountant. She is grateful to her parents for having helped her to finish her studies. Her husband is a driver and also a farmer. They make their living together planting and harvesting corn, beans and coffee, a skill Lurbin learned from her parents when she was very young. Her parents also taught her to sell the crop, not just plant it. She sells by the pound, the "quintal" (an amount equivalent to 46kg). etc. She sells her produce in person, along with her daughters, to different groceries near to where she lives. She also sells to her family and friends, who characterize Lurbin as an honest and capable woman.

Lurbin is currently requesting the loan for the purchase of fertilizers and compost for her coffee crop. The products are an expensive necessity for keeping her crops healthy and free from "roya," a disease that destroys entire coffee crops, and plagues.

Lurbin's goal is to keep her crops healthy and free from plagues and other disease that could cause them harm. She wants to have a good harvest and earn good and even better profits to re-invest in her plantings. Farming is her only source of income with which to support her family and provide for her daughters' futures.
View original language description ↓
Lurbin de 35 años de edad luchadora, emprendedora, casada que de su matrimonio tiene 2 hijas las cuales viven bajo el mismo techo y dependen de ella la mayor esta en secundaria cursando el 2 año de educación y la menor en la escuela. Ella tiene un grado de educación secundario completo graduándose como contadora y perito mercantil que agradece a sus padres por haberle ayudado a poder culminar su carrera. Su esposos es motorista y también agricultor juntos se dedican a la siembra y cultivo de maíz, frijoles y café. Esta actividad fue enseñada por sus padres desde muy pequeña como también le enseñaron a comercializarlo no solo a sembrarlo vendiéndolo por libras, Quintales, etc.
Su producto es vendido en las diferente pulperia por su persona en compañía de sus hijas en la región donde ella habita como también con los familiares y amigos que la caracterizan como una mujer honesta y capaz.

Actualmente ella solicita ayuda para la compra de fertilizantes y abonos para sus cultivos de café ya que estos productos son caros y son necesarios para que sus cultivos estén sanos y libres de roya enfermedad que destruye cultivos completos de café y plagas.

Su meta es mantener su cultivo sano y libre de plagas y otros que lo puedan dañar para poder tener una buena cosecha y así mismo obtener buenas y mejores ganancias para re invertir en sus cultivos ya que este es su único ingreso para el sustento de su familia y el futuro de sus hijas.


Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 83
    View loans »
    Honduras Loans Fundraising
  • $8,825,425
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Lurbin Bernarda with the purchase of fertilizers and compost for her coffee crop.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 12, 2013
Listed
Mar 12, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 19, 2013