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Nelson Rafael
Nelson is 42 years old and lives in the municipality of Malambo with his spouse and their two daughters in the ages of 6 and 16 years.

Nelson makes a living selling lunches among neighboring settlers through short term credits that her offers. His main customers are employees of nearby businesses that pay weekly the lunches they consumed daily. The menu is beef and fish based, which are the favorite food of his customers.

Today Nelson has applied to a Credikiva, this is the first loan with the Foundation Mario Santo Domingo. With it, he will buy ingredients such as rice, meat and others.

His clientele grows every day and many times they have to leave without eating. His goal is to expand his service coverage and take his products to more companies in the area, with the loan from Credikiva, this and much more can be achieved, which will improve the welfare of him and his family.
View original language description ↓
Nelson de 42 años de edad vive en el municipio de Malambo, con su cónyuge y sus dos hijas en las edades de 6 y 16 años; Nelson se dedica a la venta de almuerzos entre pobladores vecinos, mediante créditos que ofrece a corto plazo, sus principales clientes son empleados de empresas cercanas que semanalmente le pagan los almuerzos consumidos a diario. Entre su lista de menú está elaborada base de carnes y pescados, los cuales son los alimentos que mas consumen sus compradores. En la actualidad Nelson ha aplicado a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará insumos como arroz, cárnicos y víveres en general. Su clientela crece todos los días un poco más y muchas veces se van de su negocio, sin haber logrado obtener su almuerzo. Su meta es ampliar su cobertura de servicios y llevar sus productos a muchas más empresas del sector, con su credikiva esto y mucho mas logrará, en función de su bienestar y el de su familia.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 362
    View loans »
    Colombia Loans Fundraising
  • $16,188,475
    Funds lent in using Kiva
  • 1,803.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Nelson Rafael to buy ingredients such as rice, meat and others.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Mar 12, 2013
Currency Exchange Loss:
Jun 17, 2014