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Rosas Visalaya Group
In this Group: Nora, Raul, Pascuala, Albertina, Catalina, Lidia, Lidia Cristina, Rosa
The communal bank "ROSAS DE VISALAYA" will begin its second loan cycle in Pro Mujer, as part of the Copacabana regional office. This group is composed of 8 members and is led by a board of directors with Nora serving as the President. The businesses that the members of the communal bank undertake are varied; among others there are the following: fishing, neighborhood grocery store, milk sales, alcohol sales, cheese sales.

The loan that they will take out will benefit small business owners such as the member Nora. She says that she has been a part of Pro Mujer for 1 year, joining by an invitation from a consultant of the institution who went to visit her at her home. Currently, she has a business making and selling cheese; she says that she acquired this business from her parents several years ago.

The loan that she will take out is to increase her capital to buy livestock that she will acquire from fairs in neighboring communities. She raises the cattle and makes cheese, which she sells in her place of business. This form of work allows her to generate resources to maintain her home as best as possible since she is married and has two daughters.

When asked what she likes about Pro Mujer, she responded that she likes the savings.

In the photograph, the son of Catalina can be seen wearing an orange sweater.
View original language description ↓
La A.C. “ROSAS DE VISALAYA” iniciará el segundo ciclo en Pro Mujer, como parte del Centro Focal de Copacabana, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Nora es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: pescadora, tienda de barrio, venta de leche, venta de cerveza, venta de queso.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Nora es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de un asesor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de elaboración y venta de queso; cuenta que este negocio lo heredó de sus padres hace varios años atrás.

El crédito que ahora sacará es para el aumento de capital(compra de vaca) que adquirirá de las ferias las comunidades aledañas y posteriormente a la crianza y a la elaboración de queso lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijas.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta el ahorro.

En la fotografía se encuentra el hijo de la señora Catalina, que se encuentra con una chompa naranja.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 135
    View loans »
    Bolivia Loans Fundraising
  • $29,671,575
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Rosas Visalaya Group's $2,150 loan helped a member to buy cattle.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 8, 2013
Listed
Mar 18, 2013
Currency Exchange Loss:
Covered
Ended:
Dec 17, 2013