The loan that they will take out will benefit micro-business owners such as the member Damiana. She says that she has been a member of Pro Mujer for 1 year, joining by an invitation from a consultant of the institution who went to visit her at her home. Currently, she has a bakery business; she says that she inherited this business from her parents several years ago.
The loan that she will take out is to increase her capital (buying flour) that she will acquire from fairs and distributors in the city of La Paz, and after preparation, she will sell it at her place of business. This form of work allows her to generate resources to maintain home as best as possible since she is single and has a daughter.
When asked what she likes about Pro Mujer, she responded that she likes the savings and the training sessions revolving around health and credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Damiana es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de un asesor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de panadería; da a conocer que este negocio lo heredó de sus padres hace varios años atrás.
El crédito que ahora sacará es para el aumento de capital (compra de harina) que adquirirá de las ferias las empresas distribuidoras, ciudad de La Paz, y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene una hija.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta el ahorro y las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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