Miguel is 48-years-old. He is married with two children. He lives with his wife and his kids in the Chimbo providence of Bolivia.
Miguel works in agriculture in the harvest of corn. The loan that his requesting will be used to purchase seeds, manure, insecticides, and fertilizer for the crops. The loan will help him to acquire the necessary items to protect the crops.
His dream is to have money to continue to invest in the harvest and one day to purchase a car.
Miguel tiene 48 años es casado tiene dos hijos, vive con la esposa y con los hijos en chimbo provincia de bolivar.
Miguel se dedica a la agricultura a la siembra de maiz, el credito lo solicita para la comprar se semillas, abonos, incticidas y fertilizantes para los cultivos.
El credito le ayudado a adquirir lo necesario para proteger los cultivos.
El sueño es tener dinero para seguir invertiendo en los cultivos y algun dia comprar un carro.
En los tiempos libres le gusta pasar con la familia.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!