Update on Gabriel YasmaniGabriel is 26 years old and single. He has one child. He lives with his six-year-old son in Ventanas, in Los Ríos province.
Gabriel works in construction. He is a bricklayer. He is requesting a loan to purchase tools, such as a drill, a shovel, a spatula, and a small mixer.
His dream is to buy himself a car.
In his free time he enjoys watching television and playing sports.
GABRIEL se dedica a realizar trabajos de construcción el es Albañil. Solicita el crédito para comprar herramientas como taladro, pala, espátula, mezcladora pequeña.
El sueño es comprarse un carro.
En el tiempo libre le gusta ver televisión y hacer deporte
Previous Loan DetailsGabriel Yasmani is 25 years old and single. He has a 6-year-old son who lives with him in Ventanas, in the province of Los Ríos. Gabriel Yasmani is a bricklayer who does construction work. He requests the loan in order to purchase tools such as a drill, a shovel, a spatula and a small mixer. With… More from Gabriel Yasmani's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid