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Estela
Estela is a 31-year old young woman, married and mother of three minor children, who are studying in different grades at primary school. Together with her husband, she works in agriculture cultivating coffee in a plot that, thank to God, they own. After many years of hard work, they were able to buy it four years ago through her father-in-law, who gave them good payment conditions. Estela finished 6th grade in primary education and couldn't continue studying due to a lack of financial support. She sells her product in the local market to neighbors, friends and buyers in the area. Her crops are located 5km away from her home and they use the motorcycle to get there and maintain them.

She's requesting a loan to buy fertilizers and fumigation pumps for her coffee crops. These will help her to obtain a better harvest and quality product to sell. Her goal is to have a product of good quality that will derive good profits for her family that she'll keep investing in her property, and to make her dream come true of seeing her children graduating from college with good degrees to start a family business.
View original language description ↓
Estela es una mujer joven de 31 años de edad casada que de su matrimonio tiene 3 hijos los cuales son menores de edad y estudian en diferentes grados de educación primaria. Junto a su esposo se dedica a la actividad de la agricultura a la siembra y cultivo de café en un terreno que agradecen a DIOS por ser propio el cual gracias al esfuerzo impuesto por mucho tiempo pudieron adquirirlo hace 4 años por medio de su suegro ya que el dio facilidades de pago. Ella tiene un grado de educación primaria completo cursado hasta el 6 grado pero no pudo seguir estudiando por la falta de apoyo financiero. Su producto es comercializado y vendido en el mercado local con vecinos, amigos y compradores de la zona donde ella habita. Sus cultivos están ubicados a 5 kilómetros de su casa de habitación al cual se trasladan en motocicleta para darle el mantenimiento al mismo.

Hoy en día ella solicita ayuda para la compra de fertilizantes, abonos y bombas de fumigación para sus cultivos de café ya que de esta forma ella podrá obtener una mejor cosecha y una mejor producción de calidad para su venta.

Su meta es lograr obtener una producción de calidad la cual traiga muchos beneficios para su familia y de esa forma poder utilizar las ganancias para seguir invirtiendo en su propiedad de esa forma poder cumplir su sueño de ver a sus hijos graduados universitaria mente con carreras de provecho y puedan crear una empresa familiar.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,153,025
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,275 helped Estela to buy fertilizers and fumigation pumps for her coffee crops.
92% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Mar 12, 2013
Listed
Mar 12, 2013
Currency Exchange Loss:
Possible