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This borrower, age 31, only obtained a basic education, which is why he hasn't been able to find formal employment. Six years ago, he decided to start up his small business. Since 2006, he has offered technological services (copying, transcription, office supplies, etc.) in a small shop located in the local school. He lives with his wife and they have two children (ages 4 and 2), whom he supports with the income generated by his business. He is requesting $500 to purchase paper products and maintain his stock in order to provide services to the students who need them.
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El cliente de 31 años, solo obtuvo la formacion basica por lo que no ha podido emplearse formalmente y decidio hace 6 años montar su pequeño negocio. El ofrece servicios de oficina (copiado, levantamiento de texto, suministro de papeleria, etc) desde el año 2006, en un local ubicado en el centro escolar de su localidad. convive con su esposa y tienen 2 hijos (4 y 2 años), a quienes mantiene del resultado de los ingresos generados por la actividad. el solicita $500 para comprar papeleria y mantener el stock para dar servicio a los estudiantes que le requieren.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 751
    View loans »
    El Salvador Loans Fundraising
  • $27,004,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped this borrower to purchase paper products to resell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Apr 9, 2013
Currency Exchange Loss:
Apr 16, 2014