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Joaju Group
In this Group: Graciela, Victoriana, Mirian, Etelvina, María, María, Ilda, Joaquina, Celina, Noelia, Marcelina, Norma
The communal bank “Joaju” was formed by a group of neighbors in the city of Santaní. The group is comprised of 12 very hardworking women. All of the members are involved in raising and selling animals. They are a very united group and they are all able to help one another.

Victoriana is seeking a loan so that she can invest in animals. She will then butcher these animals and continue making sales. She is grateful for this opportunity for the group, since thanks to this support they are able to get ahead and help their families through their hard work.
View original language description ↓
El comité “Joaju” se formó con la unión de varias vecinas de la ciudad de Santaní, está integrado por 12 señoras muy trabajadoras. Todos los integrantes de este comité se dedican a la cría y venta de animales. Este comité es un grupo muy unido y capaz de desarrollar para poder ayudarse las unas a las otras.
La Sra. Victoriana solicita de este crédito para poder invertirlo en la compra de animales, los cuales quiere poder faenar y de esa forma seguir con sus ventas.
Ella agradece por la oportunidad que están recibiendo, ya que así están saliendo adelante y por medio de su esfuerzo ayudar a sus familias.

Additional Information

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 94
    View loans »
    Paraguay Loans Fundraising
  • $32,362,850
    Funds lent in using Kiva
  • 4,009.1
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Joaju Group's $3,025 loan helped a member to buy animals to raise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Mar 12, 2013
Currency Exchange Loss:
Sep 22, 2013