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Linda Maria
Linda makes a living selling food to young people in her small café in the town school. The income she earns from this work (selling soft drinks, sandwiches, sweets, etc.) helps defray the expenses of her household, made up of her husband and three children (ages 8, 13, and 15).

She's requesting the loan to build a latrine (a rural sanitation service located at the back of the property for places that don't have a sanitary sewage system).
View original language description ↓
Doña Linda, se dedica a la venta de alimentos para jovenes en su pequeño chalet ubicado en la escuela municipal. COn los ingresos generados por la actividad (venta de refrescos, sandwich, golosinas, etc), contribuye a sufragar los gastos del hogar, conformado por su esposo y 3 hijos (8, 13 y 15 años). Solicita el financiamiento para construir una letrina (servicio sanitario rural, que se ubica en la parte trasera de la propiedad, para los lugares en los que no se cuenta con una red sanitaria de aguas servidas o negras)

Additional Information

More information about this loan

This loan is a special product offered by Apoyo Integral to help impoverished individuals in El Salvador make improvements to their homes, so as to offer safer and healthier living conditions to their families. These are individual loans for which the Field Partner has significantly lowered their guarantee standards because
the borrower is grouped with other Apoyo clients in a solidarity agreementNormally, families at certain income levels are not eligible for housing loans. However, since group members are cross guaranteeing one another, Apoyo Integral has decided to fund these loans. Further, the field partner is working through local community development organizations to not only determine which families are the best candidates for the loans but also to offer technical assistance and education for loan recipients covering topics such as financial education, proper hygiene and sanitation, and efficient use of electricity.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $4,900
    Average annual income
  • 621
    View loans »
    El Salvador Loans Fundraising
  • $22,145,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Linda Maria to build a latrine.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 8, 2013
Listed
Mar 12, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 19, 2013