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Rosa Irlanda

Update on Rosa Irlanda

Rosa is 30 years old. She is in a common-law marriage and has three children. She lives with her husband and children in Ventanas Canton, Los Ríos province. She is a member of the San Juan Communal Bank, located in the San Francisco precinct in San Juan parish. The members are engaged in farming.

Rosa has been growing cacao for three years. She conducts her purchases and sales in San Juan. She is requesting the loan to purchase cacao plants, manure, fertilizers, and fungicides for crop care. Her dream is to purchase a piece of land and build a house. In her spare time, she enjoys cooking, listening to music, and playing a bit of sports.
View original language description ↓
Rosa tiene 30 años de edad vive en unión libre tiene tres hijos, vive con el esposo y con los hijos en el Cantón Ventanas Provincia de los Ríos.

Es integrante de la VRC SAN JUAN, Se encuentra Ubicada en el Recinto San Francisco, Pertenece a la Parroquia San Juan se dedican a Labores Agrícolas.

Rosa se dedica a la agricultura a la siembra de cacao hace 3 año. Las compras y las ventas lo realiza en San Juan.

Solicita el crédito para comprar matas de cacao, abonos agricolas, fertilizantes y fungicidas para el cuidado de los cultivos

El sueño es comprar un solar y construir las casa.
En los tiempos libres le gusta cocinar escuchar musica y hacer un poco de deporte

Previous Loan Details

Rosa Irlanda is 28 and in a common-law marriage. She lives with her husband and three children, ages 11, 10, and 1, in the Ventanas canton, Los Rios province. She is a member of the San Juan communal bank, located in San Francisco, belonging to the San Juan parish. The group members work in ag... More from Rosa Irlanda's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 88
    View loans »
    Ecuador Loans Fundraising
  • $25,054,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rosa Irlanda to purchase cacao trees, organic fertilizers, fertilizers, and fungicides for crop care.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 18, 2013
Mar 12, 2013
Currency Exchange Loss:
Mar 17, 2014