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Fred is 44 years old and lives in the town of Seeta, in the Mukono region of Uganda. He is married and has five children, four of whom are currently in school. For the past three years, Fred has been working hard to manage his small business in which he sells charcoal.

To help expand his business, Fred has requested a loan of UGX 3,000,000 (Ugandan shillings) from BRAC Uganda. The loan will be used to boost the business and stock more sacks of charcoal and will help Fred to generate greater profits and improve on standards of living. Fred hopes that, in the future, he will be able to expand on his business.

Fred is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs, like Fred, who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 234
    View loans »
    Uganda Loans Fundraising
  • $31,036,700
    Funds lent in using Kiva
  • 2,647.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Fred to boost the business and stock more sacks of charcoal.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 13, 2013
Currency Exchange Loss:
Mar 21, 2014