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Ulker is a 24-year-old young dealer. She worked selling perfumes in the city of Rostov-na-Donu and she gained a lot experience there about perfumes and beauty goods. About two years ago her parents decided to return home, to improve the family's living conditions and to be useful, one year ago Ulker started her own business.

Ulker is engaged in in a retail business; she buys women's clothes and perfume and sells them in the district where she lives.

Ulker is a hard worker and a smart young lady, she puts so much effort into increasing her business capital, because she is sure that this will reflect positively on her family's social and financial living standards. Through this loan, she will increase her perfume inventory.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Azerbaijan

  • $10,800
    Average annual income
  • 31
    View loans »
    Azerbaijan Loans Fundraising
  • $14,344,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Ulker to increase her perfume inventory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 7, 2013
Mar 13, 2013
Currency Exchange Loss:
Apr 16, 2014