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Ulker is a 24-year-old young dealer. She worked selling perfumes in the city of Rostov-na-Donu and she gained a lot experience there about perfumes and beauty goods. About two years ago her parents decided to return home, to improve the family's living conditions and to be useful, one year ago Ulker started her own business.

Ulker is engaged in in a retail business; she buys women's clothes and perfume and sells them in the district where she lives.

Ulker is a hard worker and a smart young lady, she puts so much effort into increasing her business capital, because she is sure that this will reflect positively on her family's social and financial living standards. Through this loan, she will increase her perfume inventory.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.

About Azerbaijan

  • $6,171
    Average annual income
  • 11
    View loans »
    Azerbaijan Loans Fundraising
  • $13,933,925
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD