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Joyce is a 49-year-old widow from Homabay town, which is located in the western part of Kenya. She supports six children, ages 12 to 24 years old.

Joyce has a cereals stall in Homabay town. She has been doing this business for the last three years and makes a monthly income of KES 16,000. She is applying for her second loan after having paid the previous loan successfully. She will use this loan to purchase more stock of maize, beans and green grams. She will use the anticipated profit to plow back into the business.

She has a dream of growing her business, educating her children up to university level and having a good life as a family.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 714
    View loans »
    Kenya Loans Fundraising
  • $44,827,200
    Funds lent in using Kiva
  • 85.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Joyce to purchase maize, beans and millet for sale.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 21, 2013
Mar 14, 2013
Currency Exchange Loss:
Mar 17, 2014