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Spartak is 37 years old and married with two children who are 8 and 12 years old. He lives with his family in rural southern Albania, in an area known for delicious apple fruits. Spartak spent almost 11 years outside the country and has recently come back for good. He is investing his time and money in another apple plantation. In addition to his orchard, Spartak has some cows and he sells dairy products at the local market. He sells his fruit to wholesale buyers. “Apple business is a good business. Our apples are exported to the nearby countries. They are delicious and organic. We are proud of having our name on our produce,” said Spartak.

Spartak is requesting a loan to buy organic fertilizer for his apple plantation.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 21
    View loans »
    Albania Loans Fundraising
  • $2,741,225
    Funds lent in using Kiva
  • 107.7
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Spartak to buy organic fertilizer for his apple orchard.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 6, 2013
Apr 1, 2013
Currency Exchange Loss:
Dec 17, 2013