Spartak is 37 years old and married with two children who are 8 and 12 years old. He lives with his family in rural southern Albania, in an area known for delicious apple fruits. Spartak spent almost 11 years outside the country and has recently come back for good. He is investing his time and money in another apple plantation. In addition to his orchard, Spartak has some cows and he sells dairy products at the local market. He sells his fruit to wholesale buyers. “Apple business is a good business. Our apples are exported to the nearby countries. They are delicious and organic. We are proud of having our name on our produce,” said Spartak.
Spartak is requesting a loan to buy organic fertilizer for his apple plantation.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.