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Peninah is 31 years old and lives in the town of Bombo in the Luwero region of Uganda. She is married and has three children with one of them currently in school. For the past 10 years, Peninah has been working hard to manage her mobile money and retail store, which sells airtime cards and phone accessories.

To help expand her business, Peninah has requested a loan of 2,000,000 Ugandan shillings from BRAC Uganda. The loan will be used to buy phone accessories and will help her to generate greater profits and increase stock. Peninah hopes that in the future she will be able to create another business.

Peninah is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Peninah who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 209
    View loans »
    Uganda Loans Fundraising
  • $31,373,750
    Funds lent in using Kiva
  • 2,647.0
    Uganda Shillings (UGX) = $1 USD