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John Baptist
John Baptist is 40 years old, a resident of Lugala, and married with four children, all of whom attend school. John Baptist has a retail shop business, from which he gets some good income. He started his shop in 2011 with the aim of boosting his financial status and looking after his family. John Baptist’s customers are mostly his neighbors who buy items for home consumption.

John Baptist received a loan of 3,000,000/= to buy materials to renovate the part of his residential house that has a leaky roof to make his residence more conducive to his children and wife. He will use profits from his retail shop to repay the loan. However, John Baptist has challenges of inadequate capital and competitors within the business.

John Baptist is a hardworking man and he has the potential of making more profit if he gets enough capital because he wants to take good care of his children and is working towards prosperity.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 183
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 2,647.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped John Baptist to renovate his residential house.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 4, 2013
Mar 12, 2013
Currency Exchange Loss:
Jan 17, 2014