Mama is 62 years old and married with 8 children. She wants to start a small business making and selling pancakes in her community. To do this, she needs a loan to buy flour, sugar, a large tin bowl, a new gas oven, oil, and baking powder. In the future, Mama hopes to improve her business to help her children's education and her family's living standards. She joined SPBD in 2010 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.