Malo is a 66-year-old married woman with seven children. She has a small plantation and grows bananas, taro, yams, and cocoa to earn a living. She has been doing this for five years. Malo has requested a loan to buy fertilizers, weed spray, weed killers, spades, a wheel barrow, a mist blower, and banana chemicals. She has been a member of SPBD since 2009. With her profits, Malo hopes to improve her business to help her family.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.