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Margaret Njeri
Margaret is married with five children; four are in school and one is still an infant. She lives at Kairi sublocation in Thika district in Central Kenya.

She is a member of VEP through her group called Nguna Mothers, which she has been a member of for the last five years. Through the group she has been able to save some money for her children's education and take loans to expand her farming business.

Margaret and her husband earn their living from dairy and poultry farming. They have three dairy cows from which they get 10 liters of milk per day. They use two liters for family tea and sell the remaining eight liters. Their 20 chickens produce at least 12 eggs per day. With earnings from these activities, they are able to make at about $125 per month, which they use to feed their family and pay for their children's school fees.

Margaret is requesting a loan to construct a biogas facility on her farm. She has already received a training on the technology and on potential savings in terms of time, money, and fuel.

With biogas she can light her house and cook with a clean gas source, meaning that will no longer need to purchase charcoal and kerosene. Her children can also study better with better lighting. Slurry from the biogas will also improve the quality of animal feeds and increase her milk production. From fuel savings and and the income from farming, she will be able to repay her loan.

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About Visionary Empowerment Programme

Visionary Empowerment Programme (VEP) is a nonprofit organization that empowers people to build their own enterprises through microfinance, training and other development services. In addition to providing loans to groups of borrowers, it works with established organizations to encourage installation of biogas digesters, solar energy products, clean cooking stoves and other technologies that reduce costs, poverty and greenhouse gas emissions.

About Kenya

  • $1,800
    Average annual income
  • 728
    View loans »
    Kenya Loans Fundraising
  • $44,862,475
    Funds lent in using Kiva
  • 86.1
    Kenya Shillings (KES) = $1 USD