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Sarwar's Group
In this Group: Sarwar, Shazia, Rashida, Aksar, Sana, Nabeela, Rozeena
Sarwar is a 59-year-old married woman. She is a mother of six children. Her husband is retired from his job and currently he is not doing any job. Her eldest son owns a small beauty salon and as his mother, she has requested for a loan from Kiva's partner BRAC Pakistan for her son.

With the loan amount he will purchase cosmetic products and some other beauty products including facial creams, scrubs, etc. Sarwar is hopeful that the loan will be a productive one for her son's business.

Note: In the picture Sarwar is raising her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 304
    View loans »
    Pakistan Loans Fundraising
  • $15,642,300
    Funds lent in using Kiva
  • 97.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sarwar's Group's $1,225 loan helped a member to purchase cosmetic products and some other beauty products including facial creams, scrubs, etc for her son's beauty salon.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 8, 2013
Mar 12, 2013
Currency Exchange Loss:
Jan 17, 2014