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This client lives in Guayaquil and is 33 years old. She started her business 10 years ago and chose this line of work because of the advice she received from some of her cousins who have a similar business.

Her brother helps her as she works from 9:00 A.M. to 7:00 P.M. since she must deal with difficulties that are facing her business. The borrower is single, but she must also devote time to caring for her mother who is not able move around and requires assistance. Because of this, she does not have any children.

With this loan, the borrower will buy merchandise such as belts, notebooks, and journals. Her dreams include renting another location for her business and having a house of her own so that she can live without any worries.
View original language description ↓
La cliente vive en Guayaquil, tiene 33 años .Empezó su negocio hace 10 años, lo escogió por consejo de unos primos que tienen un negocio similar.

Ella lo realiza con la ayuda de su hermano desde las 9:00 de la mañana hasta las 7:00 de la noche, la dificultad es la que presenta su negocio.

La cliente es soltera, porque tiene que cuidar de la mama que no le permite movilizarse y requiere de la ayuda de la hija para poder lograrlo, tampoco tiene hijos.

Con el prestamo quiere comprar mercaderia como correas, cuadernos, agendas. El sueño que quiere realizar es de rentar otra sucursal de su negocio y tener su casa propia para vivir mejor sin preocupaciones.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 77
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped this borrower to buy belts, notebooks, and journals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 9, 2013
Mar 18, 2013
Currency Exchange Loss:
Nov 21, 2013