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Jose Del Carmen
José, 44, lives on the outskirts of Teustepe, a municipality of Boaco. He is a farmer by trade and the father of three children, aged 15, 13, and 8 respectively. His main activity has been growing corn and beans on his own for 18 years. Before he got married, he worked together with his father. Afterwards, he worked as a laborer on other farms, cleaning and caring for animals in order to save and buy his own tools for farming. He sells the majority of his harvest in the same community. He also has cows which produce milk, but the production is low since he doesn't have many animals.
The growing season for rice is about to begin. It's for this reason that he needs this loan to buy manure, fertilizer, seed, and to cover labor costs. The loan will help him to have the necessary supplies to have his rice production on time and with quality. One of his next steps is to have more livestock to sell milk and to strengthen his rice and bean farming to improve his income and provide his children with a better quality of life.
View original language description ↓
El señor José de 44 años de edad, habita en las afueras de Teustepe municipio de Boaco, de oficio agricultor padre de tres hijos de 15,13 y 8 años de edad respectivamente. Su principal actividad es la siembra de maíz y frijol desde hace 18 años por su propia cuenta. Pues antes de casarse trabajaba junto con su padre, después trabajo como obrero en otras fincas limpiando y cuidando animales para ahorrar y comprar sus propias herramientas para cultivar. La mayor parte de su cosecha la vende en la misma comunidad, también tiene sus vaquitas las cuales le sirven a él para producir leche aunque la producción es baja pues no tiene muchos animales. El ciclo de siembras de arroz está por comenzar, es por eso que está necesitando el financiamiento para comprar abono, fertilizante, semilla, pago de mano de obra. El crédito le ayudara a tener los insumos necesarios para sacar su producción de arroz a tiempo y con calidad. Uno de sus siguientes pasos es tener más ganado para vender leche y fortalecer las siembras de frijoles y arroz para mejorar los ingresos y brindarle una mejor calidad de vida a sus hijos.

About Nicaragua

  • $3,636
    Average annual income
  • 174
    View loans »
    Nicaragua Loans Fundraising
  • $23,201,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $425 helped Jose Del Carmen to buy manure, fertilizer, seed, and to cover labor costs.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Feb 20, 2013
Listed
Mar 11, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2014