Victorina, Nicolasa and Cirilo will invest in chickens. Josefina will invest in quilts, Abimael will invest in her taxi and Sylvia will invest in sweets for resale.
Claudia, who is a representative of the group, is 19 years old and has been married to Fernando for one year. Fernando works in construction. At this point they do not have children. For the time being they are living in the house of Fernando's parents. Claudia says that the two of them have decided to seek a loan in order to buy chicks that Claudia will be in charge of raising. When they are grown and fattened, they will be able to sell them to their neighbors in their community.
She adds, "For me it is very easy to sell them since the same neighbors already ask us if we have chickens to sell them. In this area, people prefer home-raised chickens over those that are sold in the market." She already has experience raising chickens. Her only difficulty, which she is now in the process of overcoming, is the lack of a good corral for her chicks. However, with her first earnings she will be able to make improvements to her corral so that no chicks will get sick and die. Her goal is to have her own home and grow her business. Like the other members of the group, Claudia is very grateful to Vision Fund and Kiva for this loan opportunity.
Claudia quien ha quedado como representante del grupo cuenta que tiene 19 años esta casada desde hace un año con Fernando quien trabaja en la contruccion aun no tienen dependientes, por el momento se encuntran viviendo en la casa de los padres de Fernnado, Claudia platica que los dos han decidido solicitar un credito para comprar pollos chicos de los cuales Claudia se encargara de cuidar para cuando ya esten grandes y gordos los pueda ofrecer a sus vecinos de su propia comunidad Claudia Argumento "Para mi es muy facil venderlos ya que los mismos vecinos preguntan si no tengo pollos que les venda porque a las personas de aqui les gusta el pollo criado en casa y no los que se vende en el mercado" Claudia ya tiene experiencia en la cria de pollos solo que su unica dificultad por la cual esta atravesando es la falta de un buen corral para establecer sus pollitos aunque con su primera ganacia tendra que hacerlo para que esten mejor y asi no enfermen y mueran.La meta de Claudia es llegar a tener su propia casa y hacer crecer su negocio. Al igual que Claudia los otros integrantes del grupo estan muy agradecidos con Vision Fund y KIVA por el credito otorgado.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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