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Alba Luz
Alba, a young woman of 21, is married, an entrepreneur and a fighter who has two children from her marriage who are both of minor age. They all live under the same roof as one big family. She completed primary education until the fifth grade and could not continue studying because her parents have limited financial resources that made it impossible for her to be trained.

Along with her husband, she works in agriculture, especially in the planting and cultivation of coffee; but it was her parents who taught her the business from an early age. She has a machine (grinder) to grind the coffee they produce on their land and sell it at ahigher value to generate a little more income to their home and help her husband with daily expenses such as food, clothing, medicines, etc. Every day, they travel to their crops on foot, which are located at a distance of 100 meters from their house. They are thankful that the land is their own, which gives them a little more income.

Right now, she is requesting assistance for the purchase of fertilizer, manure and insecticide spray for the cultivation of coffee since they want to better maintain their crops and prevent the spread of pests and diseases such as plant rust that can destroy an entire crop if contaminated.

Her dream is that their crops are the most productive so they can obtain a better income from coffee so they can get their children ahead with professional degrees so they can be better every day as young entrepreneurs.
View original language description ↓
Alba es una mujer joven de 21 años de edad casada, emprendedora, luchadora que de su matrimonio procrearon 2 hijos los cuales son menores de edad y viven bajo el mismo techo como una gran familia. Ella tiene un grado de educación cursado hasta el quinto grado de educación primaria ya que ella no pudo continuar estudiando debido a que sus padres son de bajos recursos económicos eso imposibilito la oportunidad de ser preparada. En compañía de su esposo trabajan la agricultura especialmente en la siembra y cultivo de café pero fueron sus padres los que le enseñaron la actividad desde muy temprana edad. Ella cuenta con una maquina (molino) para moler el café mismo que es producido por sus tierras y vendido como un valor agregado para generar un poco más de ingresos a su hogar y ayudar a su esposo con los gastos diarios como ser alimentación, vestimenta, medicinas, etc. Sus cultivos están ubicados a una distancia de 100 metros de su casa de habitación al cual se trasladan a pie diariamente y agradecen a DIOS por el terreno que hoy en día es propio eso les permite tener un poco más de ingresos.

Actualmente ella solicita ayuda para la compra de fertilizantes, abono, bombas de fumigación para su cultivo de café ya que ellos quieren dar un mejor mantenimiento a sus cultivos y evitar el contagio de plagas y enfermedades como la roya que destruyen una producción completa de ser contaminada.

Su sueño es que sus cultivos sean los más productivos para obtener un mejor ingreso de parte del café y así poder sacar a sus hijos adelante, sacando una carrera profesional preparan doce de tal forma que ellos puedan ser mejores cada día sean jóvenes emprendedores.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 26
    View loans »
    Honduras Loans Fundraising
  • $8,141,925
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Alba Luz to buy fertilizer, manure, insecticide spray for coffee growing.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Mar 6, 2013
Listed
Mar 11, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 19, 2014