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Ngwe Emilia
Ngwe Emilia is married and has six children, three of them below the age of 15. They live in a three-room apartment house in Bamenda in the northwest region of Cameroon.

She has encountered challenges in life including the sickness of her mother, an accident that almost took away her life, the death of her brother -- an incident that she hates thinking of -- and also she was attacked by arm robbers. Among all of these problems, she also faces a problem of inadequate capital to start up a business.

Given a loan, she plans to buy three-week-old chicks and fowl feed. She knows this activity will succeed because she has been doing it for a very long period and her community will provide a ready market for her products and more still. She has a large market due to increasing numbers in the population and increasing demand for her products. This activity will help the community in that they will have quality fowls at affordable prices.

She plans to use the profits generated from this activity to pay tuition fees for her children in school and also to meet their basic needs such as hospital bills.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,421
    Average annual income
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  • $1,168,400
    Funds lent in using Kiva
  • 504.5
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD