Check out other loans that are currently fundraising!
Justino Cipriano
View original language description ↓
Justino P. washes cars in the city of Chinandega. This business is located right in his home. He's visited by clients on a daily basis, these client's whishes are to improve the looks of their cars or motorcycles. This is where Justino washes them and leaves them looking neat and free of dirt.

It's important to point out that this is Justino's ONLY income. He supports his wife and two children. He's currently waiting for Ceprodel to approve the loan in order to buy a pressure washer and this way clean cars in a more efficient way.

Translated from Spanish by Maria Peterson, Kiva Volunteer.

La labor a la que se dedica el señor Justino P. en el municipio de Somotillo en la ciudad de Chinandega es al lavado de vehículos el cual atiende en su establecimiento ubicado en su casa de habitación. A diario es visitado por clientes cuyo propósito es mejorar la apariencia de su vehiculo o moto, es allí donde el señor Justino lava los vehículos dejándolos nítidos y sin ninguna suciedad.

Es necesario destacar que este negocio es el único sustento para su hogar compuesto por su esposa y dos hijos. Actualmente espera en que Ceprodel le otorgará el crédito para comprar una bomba de presión y de esta manera llevar el proceso del lavado del móvil de una manera mas eficiente.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 150
    View loans »
    Nicaragua Loans Fundraising
  • $24,071,325
    Funds lent in using Kiva
  • 19.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Justino Cipriano purchase of pressure washer.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Jul 6, 2008
Jun 20, 2008
Currency Exchange Loss:
Oct 15, 2009